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EXCELLENT post.
It should be placed in the Free Hosting forum and made sticky IMHO.
Seems a lot of problems and complaints are the result of failure to read and obey the TOS.
I think one thing that many users, (especially new users), neglect, is the importance of backups and doing those backups on your own - not expecting the hosting company to take care of it for you. I download full backups of all my servers / websites at the end of each day, sometimes more frequently if I am doing a lot of work or making a lot of changes. Even if the hosting company is doing backups I would not rely on that because things can go wrong at the host, (including full account termination for one reason or another), and the only possible way to restore your website is going to be a recent full backup on your own PC.
